Efisiensi di Bank Syariah: Studi Empiris pada Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia

Lili Puspita Sari, Hendri Tanjung

Abstract


This study aims to evaluate Sharia Unit of Regional Development Bank (Bank Pembangunan Daerah) perform in Indonesia period 2012-2017. Considering the development of UUS in Indonesia including BPD, this research seeks to analyze the bank performs considering the BPD. BPD have important role to support the regional economy. One of the indicators used to know about bank perform is efficiency. The input variables used in this research are Third Party Fund,  Labor Cost, Total Financing and Other Bank Placements. Using Data Envelopment Analysis (DEA) method, we found out that the efficiency level of UUS BPD in Indonesia is quite good with an average efficiency level above 85%. Meanwhile, by using tobit regression, we known that all variables used significantly influence the perform of UUS BPD efficiency level in Indonesia

Keywords


UUS BPD, Efficiency, DEA, Tobit Regression

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DOI: https://doi.org/10.35836/jakis.v8i1.105

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