Analysis of potential establishment of sharia public financing bank (BPRS) In Lebak Regency

Dinar Rahmayanti; Nur S Buchari

doi:10.46899/jeps.v9i1.268

Analysis of potential establishment of sharia public financing bank (BPRS) In Lebak Regency

Dinar Rahmayanti, Nur S Buchari

Abstract

This study aims to determine the feasibility of establishing a Sharia Rural Bank (BPRS) in Lebak Regency. The majority of the population in Lebak Regency is Muslim, but there is no BPRS. This study also aims to determine the most effective strategy for the establishment of a BPRS in Lebak Regency. The method chosen in this research is descriptive qualitative using the SWOT analysis tool. To determine the strategy, the results of the SWOT analysis are processed by the QSPM method. The results of the research on the IE matrix show that the establishment of the BPRS in Lebak Regency is in cell I, which is growing and building. The strategic priority is to improve the image in society by emphasizing the principles of Islamic economics with a total value of 7, establishing the first BPRS in Lebak Regency with a value of 7, embracing local governments to participate in supporting the existence of Islamic banks with a total value of 7, and conducting education and outreach to the public. about Islamic banking with a total value of 7. This study concludes that Lebak Regency is worthy of establishing a Sharia Peoples Financing Bank.

Keywords

Banking; BPRS; Demography Study; Lebak Regency

Full Text:

PDF

References

Ayunigtiyas, DO (2009). The Effect of Macroeconomic Variables on National Savings in Indonesia. Journal of Development Economics, 7(2), 169.

Banten, B. P. D. (2019). Economy Regional. BPD Banten https://pengambung.bantenprov.go.id/ PotensiInvestasi/topic/82

Banten, SKG (2019). Banten Governor Decree Number 561/Kep.320- HUK/2019. In the Decree of the Governor of Banten.

Baroroh, U. (2012). Analysis of the Financial Sector on Regional Economic Growth in the Java Region: Levine's Model Approach. Journal of Ethics, 11(2), 180–195.

Coal, H. (2013). Determination of the Cost of Production Based on the Full Costing Method in the Manufacturing of Glass and Aluminum Storefronts In Ud. Manado Aluminum Palace. EMBA Journal, Journal of Economic Research, Management, Business and Accounting, 1(3), 217–224.

BI. (1998). Law Number 10 of 1998 Amendments to Law Number 7 of 1992 concerning Banking.

BI. (2008). Law of the Republic of Indonesia No. 21 of 2008 concerning Islamic Banking. In Bank Indonesia.

BI. (2009). Bank Indonesia Regulation Number 11/23/PBI/2009 concerning Sharia Rural Banks.

BI. (2015). Circular Letter of the Financial Services Authority Number 37/SEOJK.03/2015 concerning Products and Activities of Islamic People's Financing Banks.

BPS. (2020a). National Income Per capita. Central Bureau of Statistics.

BPS. 2020b). Social and Population. Central Bureau of Statistics.

BPS. (2020c). Job Opportunity Level. Central Bureau of Statistics. BPS Banten. (2018). Department of Cooperatives and SMEs.

BPS Banten. (2020). Banten Province in Figures 2020. BPS Lebak. (2020). Lebak Regency in Figures 2020.

Darwin, WA and MH and R. (2017). The Effect of Investment, Labor and Population Growth on Economic Growth in Pelalawan Regency. Journal of Accounting and Economics, 7(2), 141–147.

Djuala, B. (2013). Natural Resources And Economic Growth. Gorontalo State University, 1–8.

Hanafi, MT and SH and F. (2012). The Influence of Social Factors on the Income of Areca Farmers. Agrium, 17(2), 85–94.

Hapsari, MI (2015). Analysis of Islamic Bank Saturation Level. Business Economics, 6(2), 165–176.

Animals, DP and K. (2014). Law of the Republic of Indonesia Number 41 of 2014 concerning Livestock and Animal Health.

Indonesia, MTK and TR (2000). Decree of the Minister of Manpower and Transmigration of the Republic of Indonesia Number 226 of 2000 concerning Minimum Wages (Vol. 1).

Indonesia, PPR (2015). Government Regulation of the Republic of Indonesia Number 78 of 2015 concerning Wages. 3(2), 54–67.

cashmere. (2001). Banks and Other Financial Institutions. PT. Grafindo the Mighty King.

Forestry, KLH and. (1999). Law of the Republic of Indonesia Number 41 of 1999 concerning Forestry. In President of the Republic of Indonesia.

Ministry of Education and Culture. (2019). Big Indonesian Dictionary (KBBI).

Creative, KP and E. (2009). Law of the Republic of Indonesia Number 10 of 2009 concerning Tourism.

Martono, CC and PT and B. (2014). Analysis of the Impact of Population Density on the Quality of Life of the People of Central Java Province. Scientific Journal of UNTAG Semarang, 3, 102–114.

Minister of Manpower. (1999). Regulation of the Minister of Manpower of the Republic of Indonesia Number 1 of 1999 concerning Minimum Wages (Issue 106).

Minerals, KE and SD (1967). Law of the Republic of Indonesia Number 11 of 1967 concerning Basic Mining Provisions (Issue 11).

Monetary, DSE and. (2016). Metadata : Gross Regional Domestic Product. Bank Indonesia, 85–88.

Munawaroh, F. (2019). Analysis of the potential for the establishment of a sharia people's financing bank in the city of Samarinda.

Nisak, Z. (2013). SWOT analysis to determine strategy. Economics And

Business. OJK. (2015). Copy of Financial Services Authority Circular Letter Number 16/Seojk.03/2015 concerning Rural Banks. Ojk. (2019a). List of Bpr Oct 2019.

OJK. (2019b). 2019 List of Conventional BPR Names and Addresses. Financial Fervices Authority.

OJK. (2019c). Indonesian Banking Statistics.

OJK. (2019d). Islamic Banking Statistics - December. In the Financial Services Authority.

OJK. (2020a). Data Banking Statistics Indonesia in October 2020. In Ojk.go.id.

OJK. (2020b). Regulation of the Financial Services Authority of the Republic of Indonesia Number 62 /Pojk.03/2020 concerning Rural Banks.

OJK. (2020c). Copy of the Regulation of the Financial Services Authority of the Republic of Indonesia Number 35/POJK.04/2020 concerning Business Assessment and Presentation in the Capital Market.

Trade, M. (2008). Guidelines for the Arrangement and Development of Traditional Markets, Shopping Centers and Modern Stores. In Regulation of the Minister of Trade of the Republic of Indonesia.

Fisheries, KK and. (2009). Law of the Republic of Indonesia Number 45 of 2009 concerning Fisheries.

Plantation, DJ (2014). Law of the Republic of Indonesia Number 39 of 2014 concerning Plantations.

Rida, N. (2017). Research Process, Problems, Variables, and Research Paradigms. Journal of Wisdom, 14(1), 62–70.

Rochaida, E. (2016). Impact of Population Growth on Economic Growth and Prosperous Families in East Kalimantan Province. Economic Forum, 18(1), 14–24.

Rozikin, NH and IN and M. (2013). Analysis of Local Economic Potential Development to Strengthen Regional Competitiveness in Gresik Regency. Journal of Public Administration Students of Brawijaya University, 1(1), 72874.

Santoso, HS and ME and I. (2016). Marketing Strategy Analysis Using SWOT Matrix and QSPM (Case Study: WS Restaurant Soekarno Hatta Malang) Marketing Strategy Analysis Using SWOT Matrix and QSPM (Case Study: WS Restaurant Soekarno Hatta Malang). Journal of Agroindustrial Technology and Management, 5(1), 46–53.

Saputra, RAM and N. (2020). Analysis of the factors that affect the welfare of the people of the city of Padang. Journal of El-Riyasah, 11, 67–83.

Setiawan, AA and J. (2018). Qualitative Research Methodology. Cv Traces.

Statistics, R. (2020). Geometric Population Growth Rate. Statistical Formulas.

Supriatna, E. (2020). Outbreak of Corona Virus Disease (Covid 19) in Islamic View. SALAM: Social and Cultural Journal of Syar-I, 7(6).

Susanti, RJ and F. (2019). The Influence of Leadership Style and Organizational Culture on Employee Performance at Uptd Baltekkomdik Education Office of West Sumatra Province. 1–13.

DOI: https://doi.org/10.46899/jeps.v9i1.268