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Keywords Affective Perception COVID-19 Cognitive Perception Cooperatives Educational Institution Electronic Money Marketing Strategy Mudharabah Financing Murabahah contract Non-Performing Financing Pandemic Philanthropic behavior Philanthropic society Profit Sharing Financing, Sale and Purchase Financing, FDR, NPF, ROA, Islamic Rural Banks (BPRS) QSPM Ratio On Asset (ROA) Return On Equity (ROE) SWOT Shariah Rural Banking (BPRS) Syariah Insurance people’s interest in becoming customers and non-Muslim community
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