Pengaruh Persepsi Kemudahan, Efektivitas Penyaluran,Kondisi Pendukung dan Pengaruh Sosial Terhadap minat membayar Zakat,Infaq dan Sedekah melalui Fintech Crowdfunding

Karen Cahyaingrum Hasim; Syurmita Syurmita; Muhammad Abdul Ghoni

doi:10.61111/jeps.v14i1.1563

Pengaruh Persepsi Kemudahan, Efektivitas Penyaluran,Kondisi Pendukung dan Pengaruh Sosial Terhadap minat membayar Zakat,Infaq dan Sedekah melalui Fintech Crowdfunding

Karen Cahyaingrum Hasim, Syurmita Syurmita, Muhammad Abdul Ghoni

Abstract

This study aims to analyze the effect of fintech crowdfunding on the intention to pay zakat, infaq, and Alms (Y) with independent variables: Payment Ease Perception (X1), Distribution Effectiveness (X2), Supporting Conditions (X3), and Social Influence (X4). Using a quantitative survey approach, data were collected from 138 respondents through purposive sampling and analyzed using validity and reliability tests, multiple linear regression, t-test, F-test, and the coefficient of determination (R²) with SPSS. The results show that collectively, all independent variables significantly affect the intention to pay. Partially, X2, X3, and X4 are significant, while X1 is not. An R² value of 76.5% indicates that the independent variables explain the majority of the intention to pay, while the remaining portion is influenced by other factors. These findings can provide input for zakat institutions and fintech developers to enhance digital payments of zakat, infaq, and sadaqah

Keywords

Fintech Crowdfunding, Zakat, Infaq, Sadaqah, Payment Ease Perception, Social Influence.

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DOI: https://doi.org/10.61111/jeps.v14i1.1563