Penilaian Kesehatan KJKS BMT Binamas

Abstract

The analysis conducted will interpret ratios or financial data and its implications. This
research is compiled to analyze health assessment KJKS BMT Binamas years 2012-
2014 using a standard assessment of the Regulation of the Minister of State for
Cooperatives and SMEs RI Number: 35.3 / Per / M.KUKM / X / 2007 on guidelines
for a health assessment KJKS and UJKS Cooperative. The results of this study will be
taken into consideration in the evaluation and a policy for BMT KJKS Binamas to
improve their business performance so that stability is maintained and is expected to
enhance public trust in this Islamic Microfinance Institutions. The approach used in
this study is a quantitative and descriptive variables used are capital; asset quality;
management; efficiency; liquidity; independence and growth; the identity of the
cooperative; and compliance with Islamic principles. Based on analysis of the health
assessment KJKS BMT Binamas can be seen that score recapitulation of eight
variables in 2012 amounted to 74.92% so that it can be categorized fairly sound, and
in 2013 increased to 74.92% with the category Fairly Healthy, later in 2014 slightly
decreased to 75.95% are still in the category of Fit. Value ratios consistently rated
high happens because KJKS continue to maintain sound operational