Implementation of Green Banking Policy at Indonesian Islamic Banks

Rastiana Alfaaghiyatul Arsy; Ratno Agriyanto; Nasrul Fahmi Zaki Fuadi

doi:10.46899/jeps.v11i2.445

Implementation of Green Banking Policy at Indonesian Islamic Banks

Rastiana Alfaaghiyatul Arsy, Ratno Agriyanto, Nasrul Fahmi Zaki Fuadi

Abstract

Therefore, this study aims to determine the effect of knowledge and policies on the implementation of green banking at Bank Syariah Indonesia (BSI) Branch Offices (KC) Semarang. This research uses a quantitative research type with purposive sampling using a census technique. Researchers distributed a questionnaire (questionnaire) to collect data. This research method is a quantitative method. This research utilizes quantitative methods as a method for analyzing research questions. This study obtains primary data by interacting directly in the field and the results of distributing questionnaires to samples that will be distributed to respondents from Bank BSI employees. This questionnaire tool can be estimated using a Likert scale. Regression analysis method is a method of statistical science that shows the relationship or causal relationship between two or more variables. To prove the hypothesis in this study, researchers used statistical tests supported by econometric tests using the Simultaneous Test (F Test), Partial Test (T Test), and Coefficient of Determination Test (R²). The results showed that knowledge have no significant effect on the application of green banking. This is indicated by the t value of 0.973 with a significance value of 0.334. Meanwhile, the policy has a positive and significant effect on the implementation of green banking.

Keywords

Green Banking; Knowledge; Policy

Full Text:

PDF

References

Agriyanto, Ratno. 2015. “Redefining Objective Of Islamic Banking; Stakeholders Perspective In Indonesia.” Economica: Jurnal Ekonomi Islam 6(2):77–90. doi: https://doi.org/10.21580/economica.2015.6.2.795.

Agriyanto, Ratno. 2018. “MODEL REKA MODEL REKAYASA PERIL ASA PERILAKU MENGGUN AKU MENGGUNAKAN INFORM AKAN INFORMASI AKUNTANSI BERBASIS AKRU ANSI BERBASIS AKRUAL PADA ORGANISASI A ORGANISASI PEMERINTAH.” Jurnal Akuntansi Dan Keuangan Indonesia 15(1):77–103. doi: 10.21002/jaki.2018.05.

Ahmad, Fayez, Nurul Mohammad Zayed, and Md. Ashraf Harun. 2013. “Factors behind the Adoption of Green Banking by Bangladeshi Commercial Banks.” ASA University Review 7(2):241–55. doi: 37871289.

Andhara, Bobby Andre, Faiza Ratna Umaro, and Candra Haris Tua Lubis. 2018. Knowledge Management Strategi Mengelola Pengetahuan Agar Unggul Di Era Disrupsi. Jakarta: PT Gramedia Pustaka Utama.

Arumugam, Dhamayanthi, and Teresa Chirute. 2018. “Factors Determining the Adoption of Green Banking amongst Commercial Banks in Malaysia.” Electronic Journal of Business & Management 2:50–62. doi: 2550-1380.

Bappenas. 2013. Kumpulan Pemikiran Pengembangan Green Economy Di Indonesia (Tahun 2010-2012). edited by W. Darajati and S. Pratiwi. Jakarta: KEMENTERIAN PPN/BAPPENAS.

Blakemore, Ken, and Edwin Griggs. 2007. Social Policy An Introduction Third Edition. New York: Open University Press.

Bose, Sudipta, Habib Zaman Khan, Afzalur Rashid, and Shajul Islam. 2017. “What Drives Green Banking Disclosure? An Institutional and Corporate Governance Perspective.” Asia Pacific Journal of Management 35(2):1–41. doi: 10.1007/s10490-017-9528-x.

BSI. 2020. Laporan Keberlanjutan 2020 Sustainability Report. Jakarta: Bank Syariah Indonesia.

Budiantoro, Setyo. 2014. Mengawal Green Banking Indonesia Dalam Kerangka Pembangunan Berkelanjutan. Jakarta: Prakarsa.

Chariri, Anis. 2008. “Kritik Sosial Atas Pemakaian Teori Dalam Penelitian Peningkatan Sosial Dan Lingkungan.” Jurnal Maksi 8(2):151–69. doi: 1412-6680.

Choudhury, Tonmoy Toufic, Md. Rashidul Islam, and Md. Mamoon l Bashir. 2013. “Banking Sector of Bangladesh: How to Go Green.” Internasional Academic Research Journal of Business and Management 2(2):5. doi: 2227-1287.

Chusna, Arifatul. 2013. “Pengaruh Laju Pertumbuhan Sektor Industri, Investasi, Dan Upah Terhadap Penyerapan Tenaga Kerja Sektor Industri Di Provinsi Jawa Tengah Tahun 1980-2011.” Economics Development Analysis Journal 2(3):14–23. doi: 10.15294/edaj.v2i3.1974.

DA, Riswari. 2012. “Pengaruh Corporate Social Responsimility Terhadap Nilai Perusahaan.” Jurnal Akuntansi 1(1):1–12. doi: 10.24843/JIAB.2022.v17.i01.

Dharmawan, Arya Hadi, Fredian Tonny Nasdian, Baba Barus, Rilus A. Kinseng, Yoyoh Indaryanti, Hana Indriana, Dyah Ita Mardianingsih, Faris Rahmadian, Hilda Nurul Hidayati, and Ade Mirza Roslinawati. 2019. “Kesiapan Petani Kelapa Sawit Swadaya Dalam Implementasi ISPO: Persoalan Lingkungan Hidup, Legalitas Dan Keberlanjutan.” Jurnal Ilmu Lingkungan 17(2):304–15. doi: 10.14710/jil.17.2.304-315.

Ehrlich, Paul R. 1968. The Population Bomb. Vol. 291. Febuary 19. New York: Ballantine Books.

Fadli, Moh, Mukhlis, and Mustafa Lutfi. 2016. HUKUM & KEBIJAKAN LINGKUNGAN. Tim UB Pre. edited by T. U. Press. Malang: UB Press.

Hadad, Muliaman D., and Istiana Maftuchah. 2015. Buku Sustainable Financing. Jakarta: Elex Media Komputindo.

Hadi, P. Hardono. 2020. Epistemologi Filsafat Pengetahuan. Yogyakarta: Kanisius.

Hanif, Nur Wahyu Ningsih, and Fatullah Iqbal. 2018. “Green Banking Terhadap Profitabilitas Bank Umum Syariah Di Indonesia.” Jurnal Ilmiah Keuangan Dan Perbankan 3(2):111–27. doi: https://doi.org/10.24127/jf.v3i2.532.

Hidayat, Aceng. 2011. GREEN ECONOM Y Menuju Pembangunan Berkelanjutan. Bogor: PT Penerbit IPB Press.

Hutapea, Parulian, and Nurianna Thoha. 2008. Kompetensi Plus Teori, Desain, Kasus Dan Penerapan Untuk HR Serta Organisasi Yang Dinamis. Jakarta: Gramedia Pustaka Utama.

IKBI. 2018. Inisiatif Keuangan Berkelanjutan Indonesia. Jakarta: IKBI.

Indiahono, Dwiyanto. 2009. Kebijakan Publik Berbasis Dynamic Policy Analysis. Yogyakarta: Gava Media.

Irfan, Mohammad, Salina Kassim, Sonali Dhimmar, Mohd Zahid, Nasrul Fahmi, and Zaki Fuadi. 2021. “Reaction Of Islamic Stock Market To Macroeconomic Variables : A Study Of India And Indonesia.” JEBIS : Jurnal Ekonomi Dan Bisnis Islam 7(1):148–62. doi: 10.20473/jebis.v7i1.

Kementerian Lingkungan Hidup dan Kehutanan. 2020. Rencana Strategis Kementrian Lingkungan Hidup Dan Kehutanan Tahun 2020-2024. Vol. 12. Jakarta: https://www.menlhk.go.id/.

Kementerian Sekretariatan Negara RI. 2020. “UU No 11 Tahun 2020 Tentang Cipta Kerja Bagian Kedua Penerapan Perizinan Beruasa Berbasis Risiko Paragraf 3 Persetujuan Lingkungan Pasal 22 Angka 1.”

Kurniawan, Lulu Lugina. 2021. “Pengaruh Kinerja Keuangan Terhadap Green Banking Disclosure Dengan Mekanisme Kontrol Sebagai Variabel Moderasi.” Jurnal Ilmiah Wahana Akuntansi 16(1):4. doi: 2302-1810.

Lestari, Baroroh, Taher Alhabsji, Endang Siti Astuti, and Syafiie Idrus. 2013. Praktik Manajemen Pengetahuan Dan Kinerja Inovasi. Malang: UB Press.

Lymperopoulos, Constantine, Ioannis E. Chaniotakis, and Magdalini Soureli. 2012. “A Model of Green Bank Marketing.” Journal of Financial Services Marketing 17(2):177–86. doi: 10.1057/fsm.2012.10.

Mahardhani, Ardhana Januar. 2018. ADVOKASI Kebijakan Publik. Vol. 1. I. Ponorogo: Calina Media.

Maon, François, Adam Lindgreen, and Valérie Swaen. 2010. “Organizational Stages and Cultural Phases: A Critical Review and a Consolidative Model of CSR Development.” International Journal of Management Reviews 12(1):20–38. doi: 10.1111/j.1468-2370.2009.00278.x.

Mousa, Gehan. A., and Naser T. Hassan. 2015. “Legitimacy Theory and Environmental Practices: Short Notes.” International Journal of Business and Statistical Analysis 2(1):41–53. doi: 10.12785/ijbsa/020104.

Natawiri, and Riduwan. 2010. Buku Statistik Bisnis. Bandung: Alfabeta.

Nath, Vikas, Nitin Nayak, and Ankit Goel. 2014. “Green Banking Practices – A Review.” International Journal of Research in Business Management 2(4):45–61. doi: https://ssrn.com/abstract=2425108.

Notoatmodjo, Soekidjo. 2012. Ilmu Perilaku Kesehatan. Jakarta: Rineka Cipta.

Notoatmodjo, Soekidjo. 2014. Ilmu Perilaku Kesehatan. Jakarta: Rineka Cipta.

OJK. 2014. Roadmap Keuangan Berkelanjutan Di Indonesia 2015- 2019. Jakarta: OJK.

Panjaitan, Leonard Tiopan. 2015. Bank Ramah Lingkungan. Cetakan Pe. edited by T. Kamal. Jakarta: Penebar Plus.

Purnaweni, Hartuti. 2014. “Kebijakan Pengelolaan Lingkungan Di Kawasan Kendeng Utara Provinsi Jawa Tengah.” Jurnal Ilmu Lingkungan 12(1):55. doi: https://doi.org/10.14710/jil.12.1.53-65.

Rahman, S. M. Mahfuzur, and Suborna Barua. 2016. “The Design and Adoption of Green Banking Framework For Environment Protection : Lesson From Bangladesh.” Australian Journal of Sustainable Business and Society 2(1):1–19. doi: https://ssrn.com/abstract=2854072.

Rizal, Reda. 2016. Studi Kelayakan Lingkungan (AMDAL, UKL-UPL, & SPPL). Jakarta: LPPM UPNV.

Robbbins, Stephen P., and Timothy A. Judge. 2008. Perilaku Organisasi. Jakarta: Salemba empat.

Rosyid, Maskur, and Halimatu Saidiah. 2016. “Pengetahuan Perbankan Syariah Dan Pengaruhnya Terhadap Minat Menabung Santri Dan Guru.” Islaminomic 7(2):41. doi: 10.47903/ji.v7i2.53.

Shaumya, K., and Anthonypillai Anton Arulrajah. 2016. “Measuring Green Banking Practices: Evidence from Sri Lanka.” International Conference on Business Management (April):999–1022. doi: 10.2139/ssrn.2909735.

Subarsono. 2005. Analisis Kebijakan Publik Konsep, Teori Dan Aplikasi. Yogyakarta: Pustaka Pelajar.

Sugiyono. 2013. Metode Penelitian Kuantitatif, Kualitatif Dan R&D. Bandung: Alfabeta.

Suryaman, Yudi W. Suwandi. 2016. “Peran Dan Tanggungjawab Perbankan Dalam Implementasi Green Banking.” Prosiding SENTIA 8:36–42.

Tambunan, Sihar Tigor Benjamin. 2007. “Kerangka Kerja Penilaian Investasi Lingkungan ( Environmental Performance Appraisal ).” Jurnal Teknik Industri 9(2):152–59. doi: 10.9744/jti.9.2.pp. 152-160.

Tonmoy, Toufic Choudhury, Salim, Al Bashir Mamoon, and Prakash Saha. 2013. “Influence of Stakeholders in Developing Green Banking Products in Bangladesh.” Research Journal of Finance and Accounting 4(7):67–78. doi: https://doi.org/10.7176/RJFA.

Tu, Tran Thi Thanh, and Nguyen Thi Phuong Dung. 2017. “Factors Affecting Green Banking Practices: Exploratory Factor Analysis on Vietnamese Banks.” Journal of Economic Development 24(2):04–30. doi: 10.24311/JABES/2017.24.2.05.

Uddin, Mohammad Nazim, and Monir Ahmmed. 2018. “Islamic Banking and Green Banking for Sustainable Development: Evidence from Bangladesh.” Jurnal Ilmu Ekonomi Syariah 10(1):97–114. doi: htttp://dx.doi.org/10.15408/aiq.v10i1.4563.

Ulum, Miftahul, and Ratno Agriyanto. 2018. “Pengaruh Pengungkapan Emisi Gas Rumah Kaca Terhadap Nilai Perusahaan Dengan Biaya Lingkungan Sebagai Variabel Moderasi.” At-Taqaddum 12(2):155–67. doi: http://dx.doi.org/10.21580/at.v12i2.6184.

Vijayakumar, Shashikumar, and C. Nagadeepa. 2021. “Green Banking Services: Customers’ Perception towards Business Sustainability during COVID 19.” XIlkogretim Online-Elementary Education Online 20(1):3429–35. doi: 10.17051/ilkonline.2021.01.386.

Zahari, and Sudirman. 2017. GREEN EKONOMI. Yogyakarta: Tangga Ilmu.

DOI: https://doi.org/10.46899/jeps.v11i2.445